Tuesday, December 22, 2009

Home Inspections; What Should You Know

Home inspection is a very important part of the home buyer process and is a buyers expense.  An inspection will give the buyer an understanding of  the present condition of the property they are purchasng.  The most common inspection is a comprehensive inspection and termite inspection.  There are other specific inspections that can be done also such as mold inspection, septic tank, well inspection.  Other less common inspections are radon and lead testing.  Prices of inspection depend on the size of the and age of the home.   A typical comprehensive inspection on an average home maybe $275-375.  Any type of home can be inspected from a manufactured home to new construction.  New construction you can inspection of each phase in the construction or one inspection when home completed.

During an inspection, the inspector will review the functional items in a home such as roof, attic structure, foundation, exterior, interior, appliances, plumbing, electrical, and plumbing.  Cosmetic items are not considered as part of the inspection, so stains in the carpet or scuff marks on a wall for example are considered cosmetic.  A home inspection will last about 2-3 hours depending on size of home and the number of deficiencies.

There are many inspectors in the business, and unlike a termite inspector, inspectors do not need to be licensed in the State of Florida.  So it is important that you choose an inspector who is in the business full time, licensed, insured, and holds one or more credentials, such as FABI, ASHI, ICC.

2 comments:

  1. Anonymous1:18 PM

    New Florida Law effective in less than six months will regulate Home Inspectors and Mold Inspectors. They will be two different professions with separate licenses and regulations. Three to four weeks to become a home inspector and three to four years to become a licensed mold inspector. Consumers should request a "Certificate of Insurance" for MOLD liability with E&O from any inspector assessing the condition of their home for mold (mold inspection or mold testing). Remember, after July 1, 2010, New Florida Law will require all mold inspectors to have: "1468.8421 Insurance.--(1) A mold assessor shall maintain general liability and errors and omissions insurance coverage in an amount of not less than $1,000,000" Insurance will be required for mold testing and / or mold inspections. Insurance Companies only insure qualified professionals for mold assessment! If an inspector will not be qualified after July 1, 2010, why would you hire them now?
    http://www.naplesmoldinspection.com/id12.html

    ReplyDelete
  2. Anonymous12:01 AM

    Nice fill someone in on and this post helped me alot in my college assignement. Gratefulness you for your information.

    ReplyDelete

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